Liquor Liability

Know your business is properly and fully covered with liquor insurance and liquor store coverage.


Protect Your Business With Insurance for Liquor Stores

From customer slip-and-fall injuries to liability as a result of accidents in company-owned vehicles, liquor store owners have to be prepared for the potential financial impact from a wide range of risks.

At Almeida & Carlson, we provide tailored liquor store insurance coverage. Whether you need workers’ compensation, general liquor liability insurance, a business owners policy or BOP (sometimes called property & liability insurance), commercial auto, or umbrella, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote.

What is Liquor Liability Insurance?

Liability laws vary by state, but liquor stores can be liable for selling alcohol to minors or intoxicated customers. Consequently, you may need liquor store insurance coverage like a liquor liability insurance add-on to your general liability policy. You should also consider other small business insurance. A business owners policy or BOP (also called property & liability insurance) combines general liability and commercial property insurance, and covers injuries to non-employees, theft, vandalism, and lost inventory due to accidents, natural disasters, and even failed coolers. Plus, it can also have a liquor liability add-on. Workers’ comp covers employees for on-the-job injuries or illnesses. Having the right amount of insurance for liquor stores can provide financial protection should the unexpected occur.

Any Business That Sells Alcohol Needs Liquor Store Insurance, Including:

  • Alcoholic beverage stores
  • Beer distributor
  • Beer stores
  • Distillery owners
  • Dram shop owners
  • Liquor handlers/inventory specialists
  • Liquor store franchise owners
  • Liquor store owners
  • Specialty wine shop owners
  • Spirits stores
  • Wine stores

Sandwich Office

92 Tupper Rd
PO Box 719
Sandwich, MA 02563

Phone Number  (508) 888-0207

Fax Number  (508) 888-0550

Plymouth Office

28 Samoset St
PO Box 3255
PlymouthMA 02360

Phone Number   (508) 746-1965

Fax Number  (508) 746-1668

Falmouth Office

79 Davis Straits
PO Box 554
FalmouthMA 02540

 Phone Number  (508) 540-6161

Fax Number  (508) 457-7660

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